The police arrived quickly and sorted things out
very effectively. The elderly man admitted responsibility for the accident. His
car was a write-off. T’s was badly damaged but just about driveable. After they
made sure she was okay, she was escorted along the Westlink by two police cars
with blue lights flashing. When she got home she was exhausted but unhurt. The
next morning she had a sore shoulder and bruised ribs. I wanted her to go to
hospital for a check-up, but she wasn’t keen.
Her car was a mess. The rear bumper was bent and
hanging off. The rear side panel was badly caved in and one rear wheel looked
wonky. We took photos and sent them to a mechanic friend. He said that it looked
like the car had suffered structural damage and warned us that it could be
written off. We were shocked because the car was only six years old. Indeed, we
had just spent almost £2000 on new timing belt, water pump, radiator, tyres and
shock absorbers. The work on the car had been completed the day before the
accident.
The insurance company agreed to provide a courtesy
car. T’s car would be taken away for assessment of the damage and the cost of
repairs. We read up about write-offs and learnt that if a car is repairable but written-off
because the repair costs are too high (as a proportion, possibly 50%, of the
book value of the car) you can buy it back from the insurance company. But you
shouldn’t go down this road without an independent professional opinion on the extent
of the damage and the cost of repairs. We called the proprietor of a local
body-shop and he agreed to come and check the car over the next morning. We were
keen to hear his verdict, but he didn't turn up. The day after a wee man from
Belfast came in a low loader. He delivered a shiny new courtesy car and T’s poor
damaged car was dragged away.
Several hours later we were sitting in the
Bridgewater Suite of the Cancer Centre awaiting a different call. A nurse escorted us to
the doctor’s office. It was the Registrar instead of the Consultant. This was a
good sign. He began, as usual, by asking me how I felt. As I replied, I looked
at the printed page he had taken from the file in front of him. The scan report
was about three-quarters of a page of writing. This was a bad sign.
He smiled. Your scan report is fine, he said. We
gasped with relief. He gave me a copy. The report was long and detailed,
comparing my recent scan to the one done in May. It concluded with the key
words - ‘stable appearances’. I had now been clear of cancer for 3 years and
one month. Despite the car problem, we could go home and sleep a little more
easily.
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